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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $604,057 | $77,638+678.0% | $156,551+285.9% | $62,881+860.6% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 1.72% | 50.33%-48.6pp | 32.23%-30.5pp | 20.14%-18.4pp |
| Employer contribution / active EE | $30,642 | $3,444+789.8% | $5,501+457.0% | $2,281+1243.4% |
| Participant deferral / active EE | $16,001 | $3,046+425.4% | $4,871+228.5% | $3,203+399.6% |
| Admin fee / account holder | $98,459 | $5,561+1670.4% | $13,028+655.7% | $4,296+2192.0% |