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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,829 | $88,707-93.4% | $74,184-92.1% | $273,972-97.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 5.18% | 11.94%-6.8pp | 17.74%-12.6pp | 41.46%-36.3pp |
| Employer contribution / active EE | $1,631 | $3,159-48.4% | $2,370-31.2% | $4,869-66.5% |
| Participant deferral / active EE | $1,878 | $4,212-55.4% | $3,550-47.1% | $5,287-64.5% |
| Admin fee / account holder | $1,117 | $8,717-87.2% | $5,586-80.0% | $10,133-89.0% |