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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,687 | $165,381-48.8% | $149,730-43.4% | $158,966-46.7% |
| Participation rate | 83.3% | 84.6%-1.2pp | 82.5%+0.9pp | 82.0%+1.4pp |
| Annual return | 16.44% | 348.29%-331.9pp | 276.70%-260.3pp | 302.95%-286.5pp |
| Employer contribution / active EE | $2,960 | $5,104-42.0% | $4,645-36.3% | $4,762-37.9% |
| Participant deferral / active EE | $6,164 | $7,182-14.2% | $6,843-9.9% | $5,983+3.0% |
| Admin fee / account holder | $26,250 | $10,809+142.8% | $9,310+181.9% | $11,250+133.3% |