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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $459,432 | $209,425+119.4% | $178,499+157.4% | $158,966+189.0% |
| Participation rate | 95.0% | 86.4%+8.6pp | 81.9%+13.1pp | 82.0%+13.0pp |
| Annual return | 14.24% | 188.80%-174.6pp | 151.10%-136.9pp | 302.95%-288.7pp |
| Employer contribution / active EE | $43,676 | $5,707+665.3% | $5,011+771.6% | $4,762+817.1% |
| Participant deferral / active EE | $28,281 | $5,955+374.9% | $5,202+443.6% | $5,983+372.7% |
| Admin fee / account holder | $47,217 | $17,078+176.5% | $13,986+237.6% | $11,250+319.7% |