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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,441 | $72,273+188.4% | $101,275+105.8% | $79,856+161.0% |
| Participation rate | 97.7% | 68.5%+29.2pp | 75.8%+21.9pp | 69.6%+28.0pp |
| Annual return | 7.44% | 22.30%-14.9pp | 46.48%-39.0pp | 31.71%-24.3pp |
| Employer contribution / active EE | $17,442 | $2,691+548.1% | $3,660+376.5% | $2,471+605.8% |
| Participant deferral / active EE | $0 | $3,282-100.0% | $4,371-100.0% | $3,741-100.0% |
| Admin fee / account holder | $23,255 | $4,401+428.4% | $5,948+291.0% | $5,306+338.2% |