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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $340,356 | $105,284+223.3% | $150,734+125.8% | $94,015+262.0% |
| Participation rate | 100.0% | 71.7%+28.3pp | 78.4%+21.6pp | 70.8%+29.2pp |
| Annual return | 15.58% | 15.67%-0.1pp | 600.81%-585.2pp | 17.84%-2.3pp |
| Employer contribution / active EE | $23,256 | $3,599+546.2% | $4,918+372.9% | $2,790+733.5% |
| Participant deferral / active EE | $0 | $4,274-100.0% | $5,610-100.0% | $4,249-100.0% |
| Admin fee / account holder | $24,826 | $9,839+152.3% | $14,905+66.6% | $8,951+177.3% |