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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,064 | $165,399+26.4% | $149,745+39.6% | $158,982+31.5% |
| Participation rate | 90.0% | 84.6%+5.4pp | 82.5%+7.5pp | 82.0%+8.0pp |
| Annual return | 17.93% | 348.34%-330.4pp | 276.72%-258.8pp | 302.99%-285.1pp |
| Employer contribution / active EE | $4,349 | $5,105-14.8% | $4,646-6.4% | $4,763-8.7% |
| Participant deferral / active EE | $9,590 | $7,183+33.5% | $6,843+40.1% | $5,983+60.3% |
| Admin fee / account holder | $14,958 | $10,811+38.4% | $9,312+60.6% | $11,252+32.9% |