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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,784 | $41,151+120.6% | $80,648+12.6% | $71,529+26.9% |
| Participation rate | 59.8% | 50.2%+9.6pp | 67.0%-7.2pp | 67.9%-8.1pp |
| Annual return | 17.85% | 38.49%-20.6pp | 937.21%-919.4pp | 28.97%-11.1pp |
| Employer contribution / active EE | $2,058 | $1,513+36.0% | $2,724-24.4% | $2,590-20.5% |
| Participant deferral / active EE | $3,703 | $2,700+37.1% | $4,443-16.7% | $4,291-13.7% |
| Admin fee / account holder | $3,807 | $1,842+106.6% | $5,382-29.3% | $1,588+139.6% |