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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,836 | $48,050+114.0% | $96,754+6.3% | $64,340+59.8% |
| Participation rate | 60.4% | 40.6%+19.8pp | 70.3%-9.9pp | 55.2%+5.1pp |
| Annual return | 17.79% | 23.41%-5.6pp | 82.04%-64.2pp | 24.14%-6.4pp |
| Employer contribution / active EE | $2,541 | $1,204+111.1% | $2,679-5.2% | $1,862+36.5% |
| Participant deferral / active EE | $4,535 | $2,191+107.0% | $4,758-4.7% | $2,980+52.2% |
| Admin fee / account holder | $3,231 | $3,741-13.6% | $8,905-63.7% | $3,703-12.7% |