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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,503 | $142,392-79.3% | $119,622-75.3% | $134,532-78.1% |
| Participation rate | 95.0% | 82.8%+12.2pp | 79.3%+15.7pp | 81.2%+13.8pp |
| Annual return | -22.68% | -12.46%-10.2pp | -14.98%-7.7pp | 418.27%-440.9pp |
| Employer contribution / active EE | $2,869 | $5,224-45.1% | $4,232-32.2% | $4,741-39.5% |
| Participant deferral / active EE | $2,665 | $6,467-58.8% | $5,601-52.4% | $6,401-58.4% |
| Admin fee / account holder | $638 | $13,593-95.3% | $10,328-93.8% | $11,429-94.4% |