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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,550 | $107,941-22.6% | $91,994-9.2% | $152,897-45.4% |
| Participation rate | 58.8% | 81.2%-22.4pp | 78.6%-19.8pp | 82.5%-23.6pp |
| Annual return | 26.82% | 89.28%-62.5pp | 69.04%-42.2pp | 345.43%-318.6pp |
| Employer contribution / active EE | $875 | $4,212-79.2% | $3,453-74.7% | $4,764-81.6% |
| Participant deferral / active EE | $3,197 | $6,366-49.8% | $5,924-46.0% | $5,851-45.4% |
| Admin fee / account holder | $1,425 | $10,521-86.5% | $7,744-81.6% | $11,599-87.7% |