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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,986 | $150,447+29.6% | $136,298+43.1% | $147,586+32.1% |
| Participation rate | 86.4% | 84.4%+1.9pp | 81.9%+4.4pp | 82.8%+3.5pp |
| Annual return | 17.89% | 1049.15%-1031.3pp | 5156.27%-5138.4pp | 578.59%-560.7pp |
| Employer contribution / active EE | $3,964 | $5,256-24.6% | $4,696-15.6% | $4,876-18.7% |
| Participant deferral / active EE | $6,187 | $6,631-6.7% | $6,247-1.0% | $5,439+13.8% |
| Admin fee / account holder | $14,599 | $10,906+33.9% | $9,244+57.9% | $10,886+34.1% |