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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,106 | $78,690+287.7% | $161,489+88.9% | $87,485+248.8% |
| Participation rate | 71.9% | 67.5%+4.4pp | 78.7%-6.8pp | 68.9%+2.9pp |
| Annual return | 15.63% | 32.74%-17.1pp | 89.72%-74.1pp | 26.06%-10.4pp |
| Employer contribution / active EE | $6,832 | $2,588+164.0% | $4,268+60.1% | $2,596+163.2% |
| Participant deferral / active EE | $8,553 | $3,311+158.3% | $5,630+51.9% | $4,274+100.1% |
| Admin fee / account holder | $21,909 | $6,724+225.9% | $16,006+36.9% | $7,775+181.8% |