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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,177 | $101,063+6.0% | $81,473+31.5% | $147,586-27.4% |
| Participation rate | 100.0% | 74.5%+25.5pp | 68.0%+32.0pp | 82.8%+17.2pp |
| Annual return | 18.02% | 32.41%-14.4pp | 38.78%-20.8pp | 578.59%-560.6pp |
| Employer contribution / active EE | $1,117 | $3,206-65.1% | $2,568-56.5% | $4,876-77.1% |
| Participant deferral / active EE | $1,149 | $4,242-72.9% | $3,537-67.5% | $5,439-78.9% |
| Admin fee / account holder | $1,200 | $5,812-79.4% | $4,561-73.7% | $10,886-89.0% |