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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,998 | $102,429-26.8% | $147,096-49.0% | $80,925-7.3% |
| Participation rate | 89.1% | 75.9%+13.3pp | 82.2%+7.0pp | 67.7%+21.5pp |
| Annual return | 48.18% | 135.02%-86.8pp | 419.75%-371.6pp | 35.65%+12.5pp |
| Employer contribution / active EE | $2,038 | $3,716-45.2% | $4,936-58.7% | $2,756-26.1% |
| Participant deferral / active EE | $9,135 | $6,649+37.4% | $8,071+13.2% | $4,299+112.5% |
| Admin fee / account holder | $8,812 | $7,957+10.7% | $13,005-32.2% | $6,940+27.0% |