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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,454 | $147,167+7.7% | $111,392+42.2% | $135,379+17.0% |
| Participation rate | 88.9% | 84.0%+4.9pp | 78.9%+10.0pp | 82.6%+6.2pp |
| Annual return | -4.94% | -4.44%-0.5pp | -2.06%-2.9pp | 519.79%-524.7pp |
| Employer contribution / active EE | $0 | $5,204-100.0% | $4,328-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $3,200 | $6,565-51.2% | $5,567-42.5% | $5,609-42.9% |
| Admin fee / account holder | $3,084 | $20,270-84.8% | $12,266-74.9% | $10,828-71.5% |