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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,447 | $99,032-70.3% | $80,022-63.2% | $135,380-78.2% |
| Participation rate | 76.9% | 78.4%-1.4pp | 75.8%+1.1pp | 82.6%-5.7pp |
| Annual return | -9.31% | 15.39%-24.7pp | 11.22%-20.5pp | 519.81%-529.1pp |
| Employer contribution / active EE | $943 | $3,043-69.0% | $2,468-61.8% | $4,779-80.3% |
| Participant deferral / active EE | $4,349 | $4,282+1.6% | $3,686+18.0% | $5,609-22.5% |
| Admin fee / account holder | $584 | $10,436-94.4% | $6,521-91.1% | $10,828-94.6% |