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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,351 | $92,219+2.3% | $76,767+22.9% | $135,380-30.3% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -11.84% | 5.46%-17.3pp | 2.43%-14.3pp | 519.81%-531.6pp |
| Employer contribution / active EE | $1,874 | $3,216-41.7% | $2,485-24.6% | $4,779-60.8% |
| Participant deferral / active EE | $753 | $4,508-83.3% | $3,852-80.4% | $5,609-86.6% |
| Admin fee / account holder | $1,830 | $10,749-83.0% | $6,675-72.6% | $10,828-83.1% |