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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,673 | $153,769+22.0% | $133,975+40.1% | $273,972-31.5% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 10.15% | 36.51%-26.4pp | 29.29%-19.1pp | 41.46%-31.3pp |
| Employer contribution / active EE | $3,278 | $6,029-45.6% | $5,211-37.1% | $4,869-32.7% |
| Participant deferral / active EE | $10,479 | $6,958+50.6% | $6,282+66.8% | $5,287+98.2% |
| Admin fee / account holder | $3,841 | $11,765-67.3% | $9,324-58.8% | $10,133-62.1% |