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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,540 | $156,398-25.5% | $147,318-20.9% | $138,895-16.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 11.20% | 78.75%-67.5pp | 70.43%-59.2pp | 145.39%-134.2pp |
| Employer contribution / active EE | $2,793 | $4,853-42.5% | $4,593-39.2% | $4,194-33.4% |
| Participant deferral / active EE | $6,440 | $8,237-21.8% | $7,906-18.5% | $6,396+0.7% |
| Admin fee / account holder | $8,367 | $14,976-44.1% | $13,708-39.0% | $12,562-33.4% |