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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,278 | $56,054-42.4% | $171,082-81.1% | $62,881-48.7% |
| Participation rate | 71.0% | 62.9%+8.1pp | 76.7%-5.7pp | 69.3%+1.7pp |
| Annual return | 4.77% | 22.52%-17.7pp | 32.56%-27.8pp | 20.14%-15.4pp |
| Employer contribution / active EE | $814 | $1,731-53.0% | $4,002-79.7% | $2,281-64.3% |
| Participant deferral / active EE | $1,267 | $3,158-59.9% | $4,797-73.6% | $3,203-60.5% |
| Admin fee / account holder | $435 | $3,647-88.1% | $8,520-94.9% | $4,296-89.9% |