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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,518 | $90,400-47.4% | $186,193-74.5% | $87,485-45.7% |
| Participation rate | 39.6% | 66.2%-26.6pp | 77.1%-37.5pp | 68.9%-29.3pp |
| Annual return | 18.62% | 22.15%-3.5pp | 78.03%-59.4pp | 26.06%-7.4pp |
| Employer contribution / active EE | $858 | $2,170-60.5% | $3,918-78.1% | $2,596-67.0% |
| Participant deferral / active EE | $1,215 | $4,330-71.9% | $6,513-81.3% | $4,274-71.6% |
| Admin fee / account holder | $19 | $8,673-99.8% | $11,058-99.8% | $7,775-99.8% |