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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,590 | $160,040-53.4% | $147,096-49.3% | $145,877-48.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.29% | 98.49%-85.2pp | 419.75%-406.5pp | 551.28%-538.0pp |
| Employer contribution / active EE | $2,135 | $5,289-59.6% | $4,936-56.8% | $4,663-54.2% |
| Participant deferral / active EE | $5,048 | $8,429-40.1% | $8,071-37.5% | $6,691-24.6% |
| Admin fee / account holder | $809 | $15,050-94.6% | $13,005-93.8% | $13,402-94.0% |