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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,590 | $159,934-53.4% | $147,005-49.3% | $145,959-48.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.29% | 98.24%-84.9pp | 418.76%-405.5pp | 561.95%-548.7pp |
| Employer contribution / active EE | $2,135 | $5,287-59.6% | $4,934-56.7% | $4,661-54.2% |
| Participant deferral / active EE | $5,048 | $8,427-40.1% | $8,070-37.4% | $6,689-24.5% |
| Admin fee / account holder | $809 | $15,053-94.6% | $13,006-93.8% | $13,398-94.0% |