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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,324 | $65,364+84.1% | $92,909+29.5% | $72,975+64.9% |
| Participation rate | 97.4% | 68.3%+29.1pp | 76.0%+21.4pp | 69.5%+27.9pp |
| Annual return | 12.09% | 42.11%-30.0pp | 109.44%-97.3pp | 81.01%-68.9pp |
| Employer contribution / active EE | $7,030 | $2,594+171.0% | $3,653+92.4% | $2,440+188.1% |
| Participant deferral / active EE | $3,001 | $3,128-4.1% | $4,238-29.2% | $3,608-16.8% |
| Admin fee / account holder | $2,191 | $4,251-48.5% | $5,795-62.2% | $5,124-57.2% |