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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,917 | $52,580+120.5% | $71,671+61.7% | $70,126+65.3% |
| Participation rate | 96.3% | 60.9%+35.4pp | 68.7%+27.6pp | 69.5%+26.8pp |
| Annual return | 12.90% | 20.25%-7.4pp | 20.65%-7.7pp | 73.15%-60.2pp |
| Employer contribution / active EE | $1,557 | $1,616-3.6% | $2,460-36.7% | $2,343-33.5% |
| Participant deferral / active EE | $3,631 | $2,386+52.2% | $3,438+5.6% | $3,332+9.0% |
| Admin fee / account holder | $5,129 | $3,653+40.4% | $5,558-7.7% | $4,645+10.4% |