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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,799 | $183,592-11.9% | $155,574+4.0% | $145,877+10.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.80% | 61.37%-49.6pp | 64.87%-53.1pp | 551.28%-539.5pp |
| Employer contribution / active EE | $9,815 | $5,317+84.6% | $4,676+109.9% | $4,663+110.5% |
| Participant deferral / active EE | $8,798 | $6,466+36.1% | $5,629+56.3% | $6,691+31.5% |
| Admin fee / account holder | $1,954 | $19,316-89.9% | $15,914-87.7% | $13,402-85.4% |