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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,948 | $209,428-42.7% | $178,498-32.8% | $158,950-24.5% |
| Participation rate | 88.2% | 86.4%+1.9pp | 81.9%+6.3pp | 82.0%+6.3pp |
| Annual return | 1.78% | 188.78%-187.0pp | 151.09%-149.3pp | 302.91%-301.1pp |
| Employer contribution / active EE | $10,761 | $5,707+88.6% | $5,011+114.7% | $4,762+126.0% |
| Participant deferral / active EE | $6,580 | $5,955+10.5% | $5,202+26.5% | $5,983+10.0% |
| Admin fee / account holder | $54,490 | $17,077+219.1% | $13,985+289.6% | $11,248+384.4% |