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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,353 | $174,379+32.7% | $152,093+52.1% | $138,895+66.6% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 20.06% | 74.86%-54.8pp | 66.36%-46.3pp | 145.39%-125.3pp |
| Employer contribution / active EE | $8,941 | $4,652+92.2% | $4,175+114.2% | $4,194+113.2% |
| Participant deferral / active EE | $6,921 | $6,159+12.4% | $5,451+27.0% | $6,396+8.2% |
| Admin fee / account holder | $1,014 | $16,880-94.0% | $14,497-93.0% | $12,562-91.9% |