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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,353 | $181,062+27.8% | $158,223+46.2% | $155,188+49.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 20.06% | 57.39%-37.3pp | 52.09%-32.0pp | 148.84%-128.8pp |
| Employer contribution / active EE | $8,941 | $4,565+95.9% | $4,109+117.6% | $4,248+110.5% |
| Participant deferral / active EE | $6,921 | $6,134+12.8% | $5,467+26.6% | $6,531+6.0% |
| Admin fee / account holder | $1,014 | $18,825-94.6% | $16,047-93.7% | $14,480-93.0% |