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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,577 | $91,537+33.9% | $130,045-5.7% | $75,173+63.1% |
| Participation rate | 100.0% | 71.5%+28.5pp | 78.5%+21.5pp | 67.2%+32.8pp |
| Annual return | -7.84% | -631.55%+623.7pp | -137.30%+129.5pp | 160.72%-168.6pp |
| Employer contribution / active EE | $6,436 | $2,845+126.3% | $4,321+48.9% | $2,671+141.0% |
| Participant deferral / active EE | $4,367 | $4,343+0.5% | $5,820-25.0% | $4,126+5.8% |
| Admin fee / account holder | $22,031 | $6,780+225.0% | $10,600+107.8% | $5,651+289.9% |