Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,862 | $91,536-72.8% | $130,062-80.9% | $75,177-66.9% |
| Participation rate | 56.7% | 71.5%-14.7pp | 78.5%-21.8pp | 67.2%-10.5pp |
| Annual return | 33.86% | -631.62%+665.5pp | -137.37%+171.2pp | 160.75%-126.9pp |
| Employer contribution / active EE | $1,978 | $2,845-30.5% | $4,322-54.2% | $2,671-25.9% |
| Participant deferral / active EE | $3,554 | $4,343-18.2% | $5,821-38.9% | $4,126-13.9% |
| Admin fee / account holder | $391 | $6,780-94.2% | $10,601-96.3% | $5,651-93.1% |