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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,890 | $63,346-33.9% | $92,239-54.6% | $70,124-40.3% |
| Participation rate | 94.3% | 68.7%+25.6pp | 76.5%+17.8pp | 69.5%+24.7pp |
| Annual return | 20.49% | 530.19%-509.7pp | 176.29%-155.8pp | 73.14%-52.6pp |
| Employer contribution / active EE | $1,164 | $2,471-52.9% | $3,680-68.4% | $2,342-50.3% |
| Participant deferral / active EE | $2,622 | $2,854-8.1% | $3,897-32.7% | $3,332-21.3% |
| Admin fee / account holder | $3,134 | $3,841-18.4% | $5,194-39.7% | $4,645-32.5% |