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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,229 | $40,566-23.0% | $96,754-67.7% | $64,728-51.8% |
| Participation rate | 15.1% | 24.8%-9.7pp | 70.3%-55.2pp | 57.9%-42.8pp |
| Annual return | 29.90% | 93.20%-63.3pp | 82.04%-52.1pp | 49.38%-19.5pp |
| Employer contribution / active EE | $0 | $808-100.0% | $2,679-100.0% | $2,243-100.0% |
| Participant deferral / active EE | $630 | $933-32.4% | $4,758-86.8% | $2,729-76.9% |
| Admin fee / account holder | $1,884 | $2,770-32.0% | $8,905-78.8% | $1,145+64.5% |