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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,748 | $181,896-94.1% | $156,551-93.1% | $273,972-96.1% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 4.35% | 30.74%-26.4pp | 32.23%-27.9pp | 41.46%-37.1pp |
| Employer contribution / active EE | $5,706 | $6,248-8.7% | $5,501+3.7% | $4,869+17.2% |
| Participant deferral / active EE | $3,251 | $5,550-41.4% | $4,871-33.3% | $5,287-38.5% |
| Admin fee / account holder | $11,657 | $15,560-25.1% | $13,028-10.5% | $10,133+15.0% |