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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,290 | $175,259+15.4% | $149,723+35.1% | $139,487+45.0% |
| Participation rate | 89.5% | 83.4%+6.1pp | 78.8%+10.7pp | 80.3%+9.1pp |
| Annual return | 7.60% | 166.82%-159.2pp | 134.50%-126.9pp | 373.84%-366.2pp |
| Employer contribution / active EE | $6,875 | $5,478+25.5% | $4,821+42.6% | $4,755+44.6% |
| Participant deferral / active EE | $4,421 | $6,522-32.2% | $5,682-22.2% | $6,713-34.1% |
| Admin fee / account holder | $4,315 | $16,158-73.3% | $13,215-67.3% | $11,407-62.2% |