Filed October 18, 2004
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSACHUSETTS MUTUAL LIFE INS CO Service code 15 · EIN 04-1590850 | Recordkeeping | $505 |
AMERICAN FUNDS1 year Filed as: CAPITAL RESEARCH & MANAGEMENT CO Service code 15 333 SOUTH HOPE STREET · LOS ANGELES, CA 900711418 | Recordkeeping | $328 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,210 | $64,909-58.1% | $82,312-66.9% | $62,293-56.3% |
| Participation rate | 60.0% | 74.9%-14.9pp | 76.9%-16.9pp | 69.5%-9.5pp |
| Annual return | 18.31% | 21.18%-2.9pp | 25.88%-7.6pp | 28.90%-10.6pp |
| Employer contribution / active EE | $398 | $1,676-76.2% | $2,428-83.6% | $2,042-80.5% |
| Participant deferral / active EE | $1,076 | $3,103-65.3% | $3,706-71.0% | $3,169-66.1% |
| Admin fee / account holder | $40 | $440-90.8% | $5,608-99.3% | $479-91.6% |