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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,415 | $87,106-20.3% | $105,607-34.3% | $80,935-14.2% |
| Participation rate | 82.8% | 70.4%+12.3pp | 75.3%+7.5pp | 67.7%+15.1pp |
| Annual return | 8.68% | 17.01%-8.3pp | 116.11%-107.4pp | 35.66%-27.0pp |
| Employer contribution / active EE | $1,734 | $2,396-27.6% | $3,167-45.2% | $2,757-37.1% |
| Participant deferral / active EE | $2,404 | $3,986-39.7% | $5,011-52.0% | $4,299-44.1% |
| Admin fee / account holder | $12,055 | $8,447+42.7% | $10,958+10.0% | $6,924+74.1% |