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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,674 | $94,436-11.4% | $115,599-27.6% | $82,637+1.3% |
| Participation rate | 82.7% | 70.4%+12.3pp | 74.3%+8.4pp | 68.1%+14.6pp |
| Annual return | 11.39% | 18.37%-7.0pp | 111.10%-99.7pp | 53.51%-42.1pp |
| Employer contribution / active EE | $1,932 | $2,324-16.8% | $2,955-34.6% | $2,552-24.3% |
| Participant deferral / active EE | $2,699 | $3,955-31.7% | $4,889-44.8% | $4,126-34.6% |
| Admin fee / account holder | $5,139 | $10,328-50.2% | $12,841-60.0% | $7,339-30.0% |