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| Provider | Service type | Compensation |
|---|---|---|
UNITED OF OMAHA3 years Service code 15 · EIN 47-0322111 | Recordkeeping | $800 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,064 | $51,223+1.6% | $82,763-37.1% | $66,949-22.2% |
| Participation rate | 46.5% | 67.9%-21.4pp | 72.6%-26.1pp | 69.8%-23.4pp |
| Annual return | -14.13% | -9.85%-4.3pp | 702.45%-716.6pp | 1.57%-15.7pp |
| Employer contribution / active EE | $788 | $2,611-69.8% | $3,008-73.8% | $2,545-69.0% |
| Participant deferral / active EE | $2,292 | $3,460-33.8% | $4,395-47.9% | $4,239-45.9% |
| Admin fee / account holder | $9 | $415-97.9% | $5,325-99.8% | $594-98.5% |