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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,551 | $180,459-32.1% | $154,108-20.5% | $135,380-9.5% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -8.06% | 888.21%-896.3pp | 735.21%-743.3pp | 519.81%-527.9pp |
| Employer contribution / active EE | $6,008 | $6,035-0.4% | $5,298+13.4% | $4,779+25.7% |
| Participant deferral / active EE | $3,731 | $5,806-35.7% | $5,081-26.6% | $5,609-33.5% |
| Admin fee / account holder | $1,888 | $16,145-88.3% | $13,411-85.9% | $10,828-82.6% |