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| Provider | Service type | Compensation |
|---|---|---|
Filed as: CBIZ INVESTMENT ADVISORY SERVICES L Service code 27 6050 OAK TREE BLVD S · CLEVELAND, OH 44131 | Advisory (Plan) | $35,127 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $24,604 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,025 | $88,137-12.6% | $164,975-53.3% | $74,429+3.5% |
| Participation rate | 97.5% | 73.1%+24.4pp | 78.6%+18.9pp | 67.2%+30.3pp |
| Annual return | 14.51% | 17.13%-2.6pp | 70.12%-55.6pp | 1368.38%-1353.9pp |
| Employer contribution / active EE | $1,459 | $2,597-43.8% | $4,343-66.4% | $2,625-44.4% |
| Participant deferral / active EE | $5,657 | $4,501+25.7% | $6,033-6.2% | $4,348+30.1% |
| Admin fee / account holder | $448 | $2,231-79.9% | $12,688-96.5% | $1,944-77.0% |