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| Provider | Service type | Compensation |
|---|---|---|
Filed as: CBIZ INVESTMENT ADVISORY SERVICES L Service code 27 6050 OAK TREE BLVD S · CLEVELAND, OH 44131 | Advisory (Plan) | $35,127 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $24,604 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,025 | $88,203-12.7% | $165,100-53.3% | $74,478+3.4% |
| Participation rate | 97.5% | 73.1%+24.3pp | 78.6%+18.8pp | 67.2%+30.2pp |
| Annual return | 14.51% | 17.13%-2.6pp | 70.21%-55.7pp | 1370.56%-1356.1pp |
| Employer contribution / active EE | $1,459 | $2,601-43.9% | $4,348-66.5% | $2,626-44.5% |
| Participant deferral / active EE | $5,657 | $4,505+25.6% | $6,035-6.3% | $4,350+30.0% |
| Admin fee / account holder | $448 | $2,235-80.0% | $12,696-96.5% | $1,946-77.0% |