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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,936 | $152,619-10.9% | $125,195+8.6% | $152,909-11.1% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 0.67% | 54.85%-54.2pp | 43.79%-43.1pp | 345.46%-344.8pp |
| Employer contribution / active EE | $3,006 | $4,947-39.2% | $3,866-22.2% | $4,764-36.9% |
| Participant deferral / active EE | $4,581 | $5,869-21.9% | $4,937-7.2% | $5,851-21.7% |
| Admin fee / account holder | $4,833 | $13,437-64.0% | $9,704-50.2% | $11,601-58.3% |