Retirement plan

VALLEY VET PROFIT SHARING PLAN AND TRUST

Name: VALLEY VETERINARY CLINIC, LTD - VALLEY VET PROFIT SHARING PLAN AND TRUST (2016) Form 5500
Creator: VALLEY VETERINARY CLINIC, LTD
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, VALLEY VET PROFIT SHARING PLAN AND TRUST, VALLEY VETERINARY CLINIC, LTD

VALLEY VETERINARY CLINIC, LTDEIN 48-0801565Plan #001PY 2016

P.O. BOX 504 - MARYSVILLE, KS 66508785-562-5106

Prospect flagsLow returnsRecently reached 100 employees

How to read this page

Total assets (EOY)

$5.3M

+8.1% from 2015

Total participants

126

0.0% from 2015

Average account balance

$50,831

-0.1% from 2015

Annual return

6.16%

+10.22 pp from 2015

Benchmarks

See 5,032 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort5,032 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$9.80M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$72K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

137

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

95.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$773K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.28%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$444

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 3 by compensation

Provider	Service type	Compensation
CAMBRIDGE INVESTMENT RESEARCH1 year Filed as: CAMBRIDGE INVESTMENT RESEARCH, INC. Service code 15 1776 PLEASANT PLAIN RD · FAIRFIELD, IA 52256	Recordkeeping	$22,584
NORTH AMERICAN KTRADE ALLIANCE, LLC1 year Service code 15 1500 NORTH OAK DRIVE · PLYMOUTH, IN 46563	Recordkeeping	$14,157
BENEFIT PLANNING CONSULTANTS1 year Service code 15 2110 CLEARLAKE BLVD · CHAMPAIGN, IL 61826	Recordkeeping	$12,621

Plan features & details

Pension benefit codes2E2G2J2K2S

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.

Opportunity flags

2 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
InformationalRecently reached 100 employees
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: DANA F. COLE & COMPANY, LLP
Auditor EIN: 470526649
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$50,831

$75,183-32.4%

$123,894-59.0%

$55,167-7.9%

Participation rate

82.4%

72.8%+9.5pp

81.4%+0.9pp

69.0%+13.4pp

Annual return

6.16%

19.01%-12.8pp

47.52%-41.4pp

169.23%-163.1pp

Employer contribution / active EE

$1,299

$2,823-54.0%

$4,617-71.9%

$1,963-33.8%

Participant deferral / active EE

$2,642

$5,084-48.0%

$5,984-55.9%

$3,054-13.5%

Admin fee / account holder

$663-100.0%

$8,357-100.0%

$504-100.0%

Provider

Service type

Compensation

CAMBRIDGE INVESTMENT RESEARCH1 year

Filed as: CAMBRIDGE INVESTMENT RESEARCH, INC.

Service code 15

1776 PLEASANT PLAIN RD · FAIRFIELD, IA 52256

Recordkeeping

$22,584

NORTH AMERICAN KTRADE ALLIANCE, LLC1 year

Service code 15

1500 NORTH OAK DRIVE · PLYMOUTH, IN 46563

Recordkeeping

$14,157

BENEFIT PLANNING CONSULTANTS1 year

Service code 15

2110 CLEARLAKE BLVD · CHAMPAIGN, IL 61826

Recordkeeping

$12,621

VALLEY VET PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

VALLEY VET PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Audit opinion

Benchmarks

Service providers

Opportunity flags

Audit opinion