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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER6+ years Filed as: PENSION CONSULTANTS, INC. Service code 17 · EIN 43-1685158 | Pension Consulting | $30,644 |
Service code 37 · EIN 04-2647786 | Loan Processing | $8,370 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,860 | $99,957-30.1% | $149,730-53.3% | $73,493-4.9% |
| Participation rate | 94.5% | 75.7%+18.8pp | 82.5%+12.0pp | 70.7%+23.8pp |
| Annual return | 13.80% | 53.87%-40.1pp | 276.70%-262.9pp | 28.51%-14.7pp |
| Employer contribution / active EE | $606 | $3,191-81.0% | $4,645-86.9% | $2,270-73.3% |
| Participant deferral / active EE | $4,865 | $6,073-19.9% | $6,843-28.9% | $3,740+30.1% |
| Admin fee / account holder | $271 | $551-50.8% | $9,310-97.1% | $513-47.2% |