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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,923 | $52,836-7.4% | $105,736-53.7% | $64,173-23.8% |
| Participation rate | 96.2% | 66.5%+29.6pp | 76.3%+19.8pp | 69.6%+26.6pp |
| Annual return | -9.30% | 14.30%-23.6pp | 6.27%-15.6pp | 7.63%-16.9pp |
| Employer contribution / active EE | $8,424 | $1,827+361.1% | $3,268+157.7% | $2,381+253.8% |
| Participant deferral / active EE | $3,135 | $2,545+23.2% | $4,080-23.2% | $3,470-9.6% |
| Admin fee / account holder | $615 | $3,959-84.5% | $6,913-91.1% | $4,887-87.4% |