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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $377,141 | $167,353+125.4% | $143,797+162.3% | $134,545+180.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -14.15% | 0.48%-14.6pp | -0.04%-14.1pp | 418.37%-432.5pp |
| Employer contribution / active EE | $8,473 | $5,620+50.8% | $4,952+71.1% | $4,742+78.7% |
| Participant deferral / active EE | $8,031 | $6,447+24.6% | $5,638+42.4% | $6,401+25.5% |
| Admin fee / account holder | $1,606 | $18,096-91.1% | $14,679-89.1% | $11,431-86.0% |