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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $544,018 | $183,539+196.4% | $155,556+249.7% | $145,897+272.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.47% | 61.31%-52.8pp | 64.84%-56.4pp | 552.29%-543.8pp |
| Employer contribution / active EE | $9,665 | $5,315+81.8% | $4,675+106.7% | $4,663+107.3% |
| Participant deferral / active EE | $6,996 | $6,467+8.2% | $5,631+24.2% | $6,689+4.6% |
| Admin fee / account holder | $2,349 | $19,275-87.8% | $15,885-85.2% | $13,390-82.5% |