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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,349 | $183,516+41.3% | $155,534+66.7% | $145,884+77.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.48% | 61.43%-49.9pp | 64.92%-53.4pp | 551.85%-540.4pp |
| Employer contribution / active EE | $5,831 | $5,315+9.7% | $4,675+24.7% | $4,662+25.1% |
| Participant deferral / active EE | $11,192 | $6,467+73.1% | $5,630+98.8% | $6,690+67.3% |
| Admin fee / account holder | $2,253 | $19,293-88.3% | $15,900-85.8% | $13,392-83.2% |