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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,092 | $172,111+74.4% | $150,298+99.7% | $137,256+118.6% |
| Participation rate | 83.3% | 81.7%+1.6pp | 77.8%+5.6pp | 80.0%+3.4pp |
| Annual return | 13.60% | 69.37%-55.8pp | 62.79%-49.2pp | 220.34%-206.7pp |
| Employer contribution / active EE | $5,221 | $4,636+12.6% | $4,154+25.7% | $4,156+25.6% |
| Participant deferral / active EE | $11,334 | $6,166+83.8% | $5,453+107.9% | $6,407+76.9% |
| Admin fee / account holder | $4,560 | $16,471-72.3% | $14,116-67.7% | $12,270-62.8% |