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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,092 | $185,312+61.9% | $161,489+85.8% | $154,746+93.9% |
| Participation rate | 83.3% | 82.5%+0.9pp | 78.7%+4.6pp | 80.7%+2.6pp |
| Annual return | 13.60% | 103.84%-90.2pp | 89.72%-76.1pp | 172.34%-158.7pp |
| Employer contribution / active EE | $5,221 | $4,769+9.5% | $4,268+22.3% | $4,379+19.2% |
| Participant deferral / active EE | $11,334 | $6,350+78.5% | $5,630+101.3% | $6,730+68.4% |
| Admin fee / account holder | $4,560 | $18,654-75.6% | $16,006-71.5% | $14,365-68.3% |