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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,700 | $84,499-37.6% | $125,391-58.0% | $66,949-21.3% |
| Participation rate | 87.1% | 76.4%+10.7pp | 82.4%+4.7pp | 69.8%+17.3pp |
| Annual return | -16.91% | -8.49%-8.4pp | 572.41%-589.3pp | 1.57%-18.5pp |
| Employer contribution / active EE | $2,928 | $3,554-17.6% | $4,816-39.2% | $2,545+15.0% |
| Participant deferral / active EE | $6,043 | $6,785-10.9% | $7,448-18.9% | $4,239+42.5% |
| Admin fee / account holder | $4,676 | $685+582.6% | $10,009-53.3% | $594+687.8% |