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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,029 | $64,501+19.4% | $108,753-29.2% | $65,306+17.9% |
| Participation rate | 24.8% | 50.8%-26.0pp | 71.1%-46.3pp | 57.7%-32.9pp |
| Annual return | 14.34% | 21.09%-6.7pp | 37.47%-23.1pp | 21.94%-7.6pp |
| Employer contribution / active EE | $227 | $1,069-78.8% | $2,427-90.6% | $1,967-88.5% |
| Participant deferral / active EE | $1,049 | $2,401-56.3% | $4,115-74.5% | $2,959-64.5% |
| Admin fee / account holder | $2,204 | $4,971-55.7% | $10,320-78.6% | $3,480-36.7% |